Regulatory Compliance & Investor Charter
Committed to transparency, integrity, and investor protection in accordance with IRDAI and AMFI regulations.
Investor Charter
Vision Statement
BM Wealth is committed to delivering transparent mutual fund distribution (AMFI ARN 90008) and IRDAI-licensed insurance advisory (License 277925) with the highest standards of integrity, transparency, and investor protection.
Your Rights as an Investor
Right to Fair Treatment: Equal and fair treatment without discrimination
Right to Information: Complete and accurate disclosure of all material information
Right to Suitability: Investment advice suitable to your risk profile and financial goals
Right to Privacy: Protection of your personal and financial information
Right to Grievance Redressal: Access to fair and timely resolution of complaints
Your Responsibilities as an Investor
Conduct thorough research and due diligence before making investment decisions
Provide complete and accurate information about your financial situation and risk appetite
Read all documents carefully, including terms and conditions, before signing
Keep records of all transactions and communications with your advisor
Report any suspicious activity or concerns promptly
Stay informed about market conditions and review your portfolio regularly
Our Commitments to You
Provide investment advice based on thorough analysis and your best interests
Maintain transparency in all dealings and disclose any conflicts of interest
Protect your confidential information and ensure data security
Comply with all IRDAI and AMFI regulations and industry best practices
Provide timely and accurate information about your investments
Address your concerns and grievances promptly and fairly
IRDAI License Number: 277925
AMFI Registration: ARN 90008
Validity: Perpetual (subject to regulatory compliance)
Regulatory Bodies: IRDAI (Insurance) | AMFI (Mutual Funds)
Principal Officer: Brahmdeo Maurya
Grievance Redressal Mechanism
How to File a Complaint
We are committed to addressing your concerns promptly and fairly. If you have any grievances regarding our services, please follow the process outlined below:
Step 1: Contact Us Directly
Phone: +91 8850977259
Email: [email protected]
Grievance Email: [email protected]
Step 2: Written Complaint
If your concern is not resolved through initial contact, please submit a written complaint including:
Your name and contact details
Client ID or account reference number
Detailed description of the grievance
Supporting documents (if any)
Expected resolution
Step 3: Escalation to Regulatory Authorities
If you are not satisfied with our resolution, you may escalate your complaint to the respective regulatory authorities:
AMFI Complaints:
Website: https://www.amfiindia.com
IRDAI Grievance Redressal:
Website: https://www.irdai.gov.in
Resolution Timeline
Acknowledgment: Within 3 working days of receiving the complaint
Initial Response: Within 7 working days with status update
Resolution: Within 30 days from the date of receipt
Important Note: Please keep a copy of your complaint and all correspondence for your records. We are committed to resolving all grievances in a fair, transparent, and timely manner in accordance with regulatory guidelines.
Regulatory Disclosures & Licenses
Insurance Advisory Services
IRDAI License Number: 277925
Service Type: Insurance Advisory
Principal Officer: Brahmdeo Maurya
Mutual Fund Distribution Services
AMFI Registration: ARN 90008
Validity: Perpetual (subject to regulatory compliance)
Principal Officer: Brahmdeo Maurya
Additional Advisory Services
Portfolio Management Services (PMS) - Advisory & Referral Services
Fixed Deposit (FD) Advisory Services
Investment Planning & Financial Consulting
Registered Office
66, Vinod Villa Bldg., 1st floor office no. 108
Cavel Cross Lane 3, Kalbadevi
Mumbai - 400002, Maharashtra, India
Regulatory Authorities
IRDAI (Insurance Regulatory and Development Authority of India)
Website: www.irdai.gov.in
AMFI (Association of Mutual Funds in India)
Website: www.amfiindia.com
Grievance Redressal Mechanism
Email: [email protected]
Phone: +91 8850977259
Response Time: Within 7 working days
Compliance Statement
BM Wealth is an IRDAI Licensed Insurance Advisor (License No. 277925) and AMFI Registered Mutual Fund Distributor (ARN 90008). PMS Certification No. 2430447816. Portfolio management services (PMS) and fixed-deposit products, where applicable, are offered by regulated third-party providers; BM Wealth may assist with introductions and execution support.
Investment Disclaimer
Mutual fund investments are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.